The Source Health Insurance Blog
Insights on Insurance,
IPR, and Your Health
Plain-language guides on the Investment Premium Reserve, state-specific insurance options, industry analysis, and resources for employers.
ICHRA vs. Group Plans: A Side-by-Side Comparison for Small Businesses
500,000+ employers have already switched from group plans to ICHRA. Here is the complete comparison: costs, flexibility, compliance requirements, and why ICHRA + Source Health Insurance creates an outcome that traditional group plans simply cannot match.
April 20, 2026
Why Your Premiums Go Up Every Year (And What You Can Do About It)
Health insurance premiums have increased an average of 8–12% per year for the past two decades. This is not an accident. Understanding why premiums rise — and how the IPR model changes the math — is the first step to taking control of your health spending.
April 15, 2026
Health Insurance in Idaho: Your Complete 2027 Guide
Idaho residents have more health insurance options than ever in 2027. This guide covers your ACA marketplace options, income-based subsidies, and the new Investment Premium Reserve plans from Source Health Insurance.
April 10, 2026
What Is the Investment Premium Reserve? A Complete Guide
Most people pay health insurance premiums their entire adult lives and never see a dollar returned. The Investment Premium Reserve changes that. Here is everything you need to know.
April 1, 2026