Insurance Licenses & State Disclosures

State-Specific Disclosures

• 1.Source Health Insurance products are subject to approval by the Idaho Department of Insurance before coverage may be offered to Idaho residents.
• 2.The Investment Premium Reserve (IPR) is a structural feature of Source Health Insurance plans and is not a separate investment product. IPR balances are not insured by the FDIC or any government agency.
• 3.Premiums shown are estimates and are subject to state regulatory approval. Actual premiums may vary.

State-Specific Disclosures

• 1.Source Health Insurance products are subject to approval by the Iowa Insurance Division before coverage may be offered to Iowa residents.
• 2.The Investment Premium Reserve (IPR) is a contractual feature of your insurance plan, not a guaranteed investment return.
• 3.Iowa law provides additional consumer protections. Contact the Iowa Insurance Division for information about your rights.

State-Specific Disclosures

• 1.Source Health Insurance products are subject to approval by the Montana Commissioner of Securities and Insurance before coverage may be offered to Montana residents.
• 2.Montana residents have the right to review all policy documents before coverage begins.
• 3.The Investment Premium Reserve interest rate is contractually fixed and is not a market-linked return.

State-Specific Disclosures

• 1.Source Health Insurance products are subject to approval by the North Dakota Insurance Department.
• 2.North Dakota residents may contact the Insurance Department with complaints or questions about their coverage.
• 3.Premium tax credit eligibility is determined by the federal government based on household income. Contact Healthcare.gov for eligibility information.

State-Specific Disclosures

• 1.Source Health Insurance products are subject to approval by the Wyoming Department of Insurance.
• 2.The Investment Premium Reserve is not a life insurance or annuity product. It is a contractual feature of an ACA-compliant health insurance plan.
• 3.Wyoming residents have certain rights under the Wyoming Insurance Code. Contact the Wyoming Department of Insurance for more information.

State-Specific Disclosures

• 1.Source Health Insurance products are not yet available in New Hampshire. Coverage is expected to be available in early 2027, subject to regulatory approval.
• 2.New Hampshire residents interested in Source Health Insurance coverage may join the Founding Member waitlist. Joining the waitlist does not constitute an insurance application or offer of coverage.
• 3.New Hampshire law provides specific consumer protections for health insurance. Contact the New Hampshire Insurance Department for information.

State-Specific Disclosures

• 1.Source Health Insurance products are not yet available in Vermont. Coverage is expected to be available in early 2027, subject to regulatory approval by the Vermont Department of Financial Regulation.
• 2.Vermont has specific requirements for health insurance products, including the Green Mountain Care Board oversight. Source Health Insurance plans will comply with all Vermont-specific requirements.
• 3.Vermont residents may not be offered identical plan terms as residents of other states due to Vermont-specific regulatory requirements.